1. Information We Collect

• Personal Data: Name, phone number, email, mailing address, city, state, ZIP code, consent responses.

• Health and Financial Data: May include information related to health status, health insurance, payment and claims history.

• Usage Data: IP address, browser type, device details, referral source, visit time/duration, cookies.

• Consent & Age Confirmation: By submitting, you confirm you are at least 18 years old and authorize contact by AdviseCare Insurance or licensed agents via call, text, or email. Consent is not required to purchase.

2. Permitted Uses and Disclosures of Your Information

We may use or disclose your information, including PHI, without written authorization for:

• Treatment, payment, and healthcare operations (e.g., coverage determinations, claims, appointment scheduling).

• Regulatory compliance, public health activities, fraud prevention, as required by law (including oversight agencies).

• Connecting you with licensed agents for plan reviews or enrollment.

• Service delivery, appointment reminders, and improving communications. Your PHI will only be used or disclosed for other purposes with your explicit authorization.

3. Sharing and Disclosure

• We do not sell your information to third parties.

• Data may be shared with trusted vendors (CRM, dialer, communications platforms) solely for permitted business purposes under contractual agreements.

• We may disclose personal information to comply with law, protect rights/property, or prevent fraud/abuse. • PHI may be shared with government agencies as required.

4. Data Security and Breach Notification

• We use physical, electronic, and procedural safeguards that comply with all legal standards to protect your data. • Access is limited to authorized personnel and vendors.

• In the event of a breach of unsecured PHI, we will notify affected individuals as required by law.

5. Your Rights and Choices

You have the right to:

• Receive this notice in paper or electronic format.

• Access, review, and receive a copy of your personal information and PHI.

• Request amendment of your PHI if you feel it is incomplete or incorrect.

• Request restrictions on certain uses and disclosures of your PHI.

• Request confidential communications with us.

• Obtain an accounting of disclosures.

• Withdraw consent for marketing communications at any time.

• File a complaint with us or the Department of Health and Human Services if you believe your privacy rights have been violated. We will not retaliate against you for filing a complaint. How to exercise these rights: Contact us by phone, email, or mail using the contact information below.

6. Cookies and Tracking Technologies

• We use cookies and analytics tools to improve your experience, measure site usage, and support advertising. • Cookie data may be shared with advertising and analytics partners as permitted.

• For full details or to manage preferences, contact us or review our cookie policy.

7. Children’s Privacy

• Our services are not intended for children under 18, and we do not knowingly collect information from anyone under 18 years of age.

8. CMS & Medicare Compliance Disclaimer

• We do not offer every plan available in your area.

• Representation: We work with several organizations offering Medicare Advantage and Part D plans.

• For a complete list of available plans, visit Medicare.gov or call 1-800-MEDICARE.

• We are not affiliated with or endorsed by the U.S. government or the federal Medicare program.

Changes to This Policy

• We may update this policy periodically.

• Updates will be posted on this page with a revised effective date and notice provided as required.

Contact Us

• Phone: Insert Business Phone

• Email: [email protected]

• Mail: AdviseCare Insurance, Insert Mailing Address

11. Additional Notices

• You may request this notice in paper or electronic format at any time.

• Complaints, requests, or questions can be submitted to the contact information above. This policy now incorporates all critical Medicare, HIPAA, and breach notification features required for 2025 review of a Medicare Advantage privacy policy landing page