No cold calls. Ever.
We only call when you ask us to, schedule a conversation, or give us permission to follow up. No purchased lists, unsolicited transfers, or high-pressure call campaigns.
Contact AdviseCare →Independent Medicare & health coverage · Tampa Bay, FL
The advice takes an hour.The care takes every year after.
Medicare touches the doctors who know you,
the prescriptions you rely on, and the savings you worked a lifetime to build.
We begin with what matters to you, make the choices understandable, and stay with you as your needs change.
No cold calls, no pressure, and your information is never sold.
AdviseCare Aftercare
You'll always know who to call. And we'll know you.
Aftercare is how we stay your advisors after you enroll with us. Keep us posted when your doctors, medications, or contact details change, and here's what that makes possible:
- A denial letter or a bill that looks wrong? Call us first. We’ll help you interpret it and, when appropriate, join you on a carrier call.
- Before enrollment season, we can review upcoming plan changes against the doctors and medications you share with us.
- You can request a fresh Stay-or-Switch review each year, whether or not your needs have changed.
Independent, local, detail-first
Medicare guidance built around the details that decide fit
AdviseCare Insurance is an independent Medicare agency based in Lutz and serving Tampa Bay, Florida. We help people turning 65 and those reviewing coverage during Annual Enrollment compare Medicare Advantage plans, Medicare Supplement (Medigap), and Part D prescription drug plans around doctors, prescriptions, pharmacies, ZIP code, budget, benefits, travel needs, and enrollment timing, all at no cost to you. We also help families understand dental, vision, hospital indemnity, final expense, and under-65 health coverage when those needs sit outside core Medicare.
Nothing to hide
Your phone stays quiet. Your data stays yours. Your call, always.
What happens to your information
We never sell your personal information. We share it only as described in our Privacy Policy and when necessary to provide the communication, service, or enrollment assistance you requested.
Read our plain-words privacy promise →What we do when we’re not your answer
We don’t carry every plan. When an option we do not offer is the better fit, we say so and point you to Medicare.gov or 1-800-MEDICARE to review the full range of options.
The walk-away rule →The Open Book
Trust should be earned in the open.
How we’re paid. How we make recommendations. What we do when your best fit is something we don’t offer. We put it all here before you ever have to ask.
Your questionOur answer
Who pays AdviseCare?
You do not pay AdviseCare a fee for our Medicare guidance. If you enroll in a plan, the insurance carrier may compensate us.
Does compensation affect your recommendation?
Insurance carriers may compensate us when a client enrolls in a plan. CMS regulates and publishes agent and broker compensation information. We apply the same fit criteria to every recommendation: doctors, prescriptions, costs, networks, benefits, and priorities. If your current coverage or an option we do not offer is the better fit, we will tell you.
What if my best fit is not something you offer?
We’ll tell you and point you to Medicare.gov or 1-800-MEDICARE so you can review the full range of options available in your area.
What if I already have the right coverage?
If your current coverage still fits your doctors, prescriptions, budget, and priorities, we’ll tell you. The right outcome does not have to be a change.
CMS publishes agent and broker compensation information. We represent multiple carriers and do not offer every plan available in your area. For all available options, visit Medicare.gov or call 1-800-MEDICARE.
“If the better fit is a plan we can't sell, we'll tell you and point you to it anyway.”
John & Kendra, Founders of AdviseCare
The Stay-or-Switch Review™
One honest verdict.
Sometimes the verdict is “stay put.”
You talk, we listen
We start with a conversation about your doctors, medications, pharmacy, budget, and priorities, not a sales script.
We check everything and show our work
Available plans from the carriers we represent and are authorized to offer, checked against your real life. You see what we see.
You get a verdict
Stay or switch, explained in plain English. If your current plan wins, we tell you, and that’s the end of it.
Where are you in this?
Three doors. Pick yours.
Turning 65
Your Initial Enrollment Period is the first major Medicare decision. We’ll walk you through Medicare Advantage, Medigap, Part D, and the deadlines, step by step.
Start with the 60-second readiness check →Already on Medicare
Medicare Advantage and Part D plans can change every year. During Annual Enrollment, we review what changed and give you a clear verdict: stay or switch.
Get my Stay-or-Switch Review →Helping a parent?
You’re the one doing the research. We built this path for you: what to gather, how to get authorized, and how the three of us work together.
The caregiver’s starting point →Local Medicare help across Tampa Bay
Built in Lutz. Across Tampa Bay, at your kitchen table if you want us there.
Serving Lutz, Land O’ Lakes, Wesley Chapel, Odessa, Carrollwood, New Tampa, and Hillsborough & Pasco counties by phone, video, or in-home visit. AdviseCare is resident licensed in Florida and licensed in 23 additional states for family members who’ve moved away.
Neighbors, not leads
What Tampa Bay says
★★★★★
“I could not have been happier with my experience dealing with Kendra. She made the whole process easy and stress-free.”
Judy Stotler · Verified Google review
★★★★★
“Very professional and very helpful and knowledgeable.”
Mary Crutcher · Verified Google review
★★★★★
“Answered all my questions and was very resourceful. Thank you. Looking forward to work with you.”
Lloyd Lewis · Verified Google review
Not ready to talk? Good.
Learn Medicare at your own pace.
Plain-English guides, the readiness quiz, and our doctor & drug lookup. No name, no email, and no phone number required to use any of it.
Selected carriers we currently represent
We represent multiple carriers and do not offer every plan available in your area. Carrier relationships and plan availability can change.