Medicare Advantage Plans (Part C)
All-in-one Medicare plans that combine your hospital, medical, and often prescription coverage into one simple plan.
Monthly premium plans available in many areas
Medicare Advantage (MAPD) plans are offered by private insurance companies approved by Medicare. They include everything Original Medicare covers plus extra benefits like prescription drugs, dental, vision, hearing, and fitness programs.
What Medicare Advantage Covers
Hospital & Medical
Covers hospital stays, doctor visits, and specialist care under one plan.
Prescription Drugs
Most plans include built-in prescription drug coverage (Part D), with tiered formularies and pharmacy networks.
Dental Coverage
Preventive dental care is often included, with some plans offering additional coverage for services like fillings, crowns, and more.
Vision Coverage
Annual eye exams, plus allowances for frames, lenses and contacts.
Hearing Benefits
Routine hearing exams and hearing aid allowances included with many plans.
Fitness & Wellness
Many plans include gym memberships, wellness programs, and over-the-counter allowances.
Medicare Advantage vs. Original Medicare
| Feature | Medicare Advantage | Original Medicare |
|---|---|---|
| Monthly Premium | $0 available | Part B only |
| Doctor Network | Plan network | Any Medicare provider |
| Prescription Drugs | Included | Separate Part D needed |
| Dental/Vision/Hearing | Often included | Not covered |
| Out-of-Pocket Max | Yes (capped) | No limit |
| Fitness Benefits | Often included | Not covered |
| Ideal For | All-in-one convenience | Maximum flexibility |
Extra Benefits You Won't Find in Original Medicare
Many Medicare Advantage plans include valuable extras beyond basic medical coverage.
Transportation
Rides to and from medical appointments, pharmacies, and other healthcare-related destinations.
Fitness Programs
Gym memberships and fitness programs like SilverSneakers included at no extra cost.
Personal Emergency Response (PERS)
Medical alert devices and 24/7 monitoring for emergencies at home.
Food & Utility Allowances
Healthy food cards, grocery allowances, and help with utility or rent payments.*
Dental, Vision & Hearing
Routine dental cleanings, eye exams, glasses, hearing exams, and hearing aids.
*Availability varies by plan and location. Not all plans offer all benefits.